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The physical, legal document that an insurance company issues to the policyholder which outlines the terms of the insurance. The defined terms and coverage provisions in your policy or certificate of insurance, such as amendment: As defined in insurance act (act no. Means certified documents issued by an insurance company licensed to operate by the government of canada or the province of ontario certifying that the bidder is. Learn how to maximize your coverage.
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Most policy holders or named insureds don't understand their policy.
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